Atlanta Teachers Federal Credit Union

Loan Rates

Current Loan Rates for December 19, 2005

New Auto Loans:

Credit Score	60 months	48 months	36 months	24 months
A+ (701 and over)	4.50% APR*	4.25% APR*	4.00% APR*	3.75% APR*
A (680 - 700)	4.90% APR*	4.75% APR*	4.50% APR*	4.00% APR*
B (640 - 679)	5.90% APR*	5.75% APR*	5.50% APR*	5.00% APR*
C (600 - 639)	6.50% APR*	6.35% APR*	6.05% APR*	5.50% APR*
D (560 - 599)	7.15% APR*	7.00% APR*	6.70% APR*	6.05% APR*
E (559 AND BELOW)	7.90% APR*	7.70% APR*	7.40% APR*	6.75% APR*

Used Auto Loans:

Credit Score	48 months	42 months	36 months	30 months
A+ (701 and over)	5.00% APR*	4.75% APR*	4.50% APR*	4.25% APR*
A (680 - 700)	5.75% APR*	5.50% APR*	5.25% APR*	5.00% APR*
B (640 - 679)	6.75% APR*	6.50% APR*	6.25% APR*	6.00% APR*
C (600 - 639)	7.45% APR*	7.15% APR*	6.90% APR*	6.60% APR*
D (560 - 599)	8.25% APR*	7.90% APR*	7.60% APR*	7.25% APR*
E (559 AND BELOW)	9.00% APR*	8.70% APR*	8.35% APR*	8.00% APR*

Signature:

Credit Score	Annual Percentage Rate
A+ (701 and over)	11.00% APR*
A (680 - 700)	13.00% APR*
B (640 - 679)	15.00% APR*
C (600 - 639)	16.00% APR*
D (560 - 599)	17.00% APR*
E (559 AND BELOW)	18.00% APR*

Shared Secured :

Annual Percentage Rate

	7.00%*

Holiday:

Annual Percentage Rate

	12.00%*

Appliance:

Annual Percentage Rate

	12.00%*

Computer:

Annual Percentage Rate

	10.00%*

Home Equity:

Max Amount Financed

Annual Percentage Rate

	Prime Plus	2.00%*

Click here for the compound interest calculator or click here for the APR calculator.

First Mortgage - call for rates

*Annual Percentage Rates (APR). All rates listed are the best possible rates available. All rates are based on credit qualifications with the exception of Certificate and Share secured rates. Rates are subject to change without notice.

For more detailed information on our loan rates, please call a loan officer at Atlanta Teachers Federal Credit Union

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